If you’re transferring your balance from another card, check if you’ll be charged a fee, as is usually the case. You need to calculate whether it is worth paying a charge of 3% of the amount you’re transferring to benefit from paying no interest for a limited period on the debt.
Discover has joined with JCB which is the major credit card in Asia.
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With a credit card, the money you spend is a loan from your credit card provider.
Your credit card provider sets the maximum limit you can spend on your card (listed on your statement), which you can spend either straight away or gradually over a period of time.